InsurBe • Student Insurance
Health Insurance forStudents in Germany
Starting your studies in Germany? We help international students choose health insurance that meets university and visa requirements — explained clearly and without confusion.
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Seamless Coverage
Plans We Offer
Carefully selected insurance plans from trusted German providers.
Most Popular
Student Public Health
Government-backed coverage with broad access and long-term stability.
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Students Choice
Student Private Health
Premium care with faster access and flexible coverage options.
Starts at 28 € / month
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TARIFF GUIDE
Comparison of Tariffs
MAWISTA
Student Classic
MAWISTA
Student Classic Plus
MAWISTA
Student Comfort
24/7 medical assistance/emergency call centre
Outpatient treatment by a physician
Inpatient hospital treatment
Transport costs to nearest suitable hospital
Medically prescribed medicines and dressings
Repatriation costs up to €25,000 in the event of death
We recommend an insurance card
—
Waiting period for pregnancy treatment (in months)
3
3
0
Waiting period for childbirth (in months)
8
8
0
Remedy treatments (e.g. massage) per insurance year
6
8
8
Accident-related medical aids (not including vision aids) per insurance year
€250
€250
€1,000
Dental treatment to stop pain, repairs of dental prosthesis and temporary solutions per insurance year
€500
€500
€1,000
Accident insurance for disability
—
€140,000
€140,000
Liability insurance for recovery measures
—
€5,000
€5,000
Liability insurance for damage to rented property
—
€250,000
€250,000
Liability insurance for personal injury and property damage
—
€1,000,000
€1,000,000
Loss of house key (excess €100)
—
—
€2,000
Dental prosthesis up to 60% of the costs per insurance year (8 month waiting period)
—
—
€1,000
Vaccinations as recommended by STIKO (Standing Vaccination Committee)
—
—
€250
Accident-related vision aids per insurance year (3 month waiting period)
—
—
€100
Insurance cover at home in Germany
—
—
Up to 6 weeks
Maximum reimbursement based on GOÄ/GOZ (for international visitors to Germany)
1.8
2.3
3.5
Excess (max. €250 per calendar year)
20%
15%
10%
Monthly premiums
Premiums for 1 to 60 months
0 to 4 years
€55
€75
€135
5 to 17 years
€39
€49
€89
18 to 29 years
€28
€36
€74
30 to 40 years
€44
€56
€104
| Features | MAWISTA Student Classic | MAWISTA Student Classic Plus | MAWISTA Student Comfort |
|---|---|---|---|
24/7 medical assistance/emergency call centre | |||
Outpatient treatment by a physician | |||
Inpatient hospital treatment | |||
Transport costs to nearest suitable hospital | |||
Medically prescribed medicines and dressings | |||
Repatriation costs up to €25,000 in the event of death | |||
We recommend an insurance card | — | ||
Waiting period for pregnancy treatment (in months) | 3 | 3 | 0 |
Waiting period for childbirth (in months) | 8 | 8 | 0 |
Remedy treatments (e.g. massage) per insurance year | 6 | 8 | 8 |
Accident-related medical aids (not including vision aids) per insurance year | €250 | €250 | €1,000 |
Dental treatment to stop pain, repairs of dental prosthesis and temporary solutions per insurance year | €500 | €500 | €1,000 |
Accident insurance for disability | — | €140,000 | €140,000 |
Liability insurance for recovery measures | — | €5,000 | €5,000 |
Liability insurance for damage to rented property | — | €250,000 | €250,000 |
Liability insurance for personal injury and property damage | — | €1,000,000 | €1,000,000 |
Loss of house key (excess €100) | — | — | €2,000 |
Dental prosthesis up to 60% of the costs per insurance year (8 month waiting period) | — | — | €1,000 |
Vaccinations as recommended by STIKO (Standing Vaccination Committee) | — | — | €250 |
Accident-related vision aids per insurance year (3 month waiting period) | — | — | €100 |
Insurance cover at home in Germany | — | — | Up to 6 weeks |
Maximum reimbursement based on GOÄ/GOZ (for international visitors to Germany) | 1.8 | 2.3 | 3.5 |
Excess (max. €250 per calendar year) | 20% | 15% | 10% |
Monthly Premiums Premiums for 1 to 60 months | |||
| 0 to 4 years | €55 | €75 | €135 |
| 5 to 17 years | €39 | €49 | €89 |
| 18 to 29 years | €28 | €36 | €74 |
| 30 to 40 years | €44 | €56 | €104 |
 | APPLY | APPLY | APPLY |
Mawista Student Insurance
Who needs MAWISTA Student?
The MAWISTA Student health insurance is intended for:
- Preparatory college students
- Postdoctoral researchers
- Foreign exchange students
- Internships, Work & Travel
- Accompanying family members
- Participants in exchange programs
- University graduates seeking employment in Germany
It is also intended for people who are not entitled to statutory health insurance, for example:
- Language students who are not yet enrolled at a university
- Students who are older than 30 years (can also be insured with a statutory health insurance fund, but with high insurance premiums)
- (in many cases) interns and visiting scholars
Contact us if you are unsure what type of insurance you need for your stay in Germany!
Trusted by
10,000+ Users
Coverage
100%
More advantages
Protection against high medical costs in case of unexpected illness or accident
24/7 emergency hotline
Residence secured both in Germany and in EU countries
Fast processing of application
Smart Insurance Finder
Not sure which planfits your profile?
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