Public Health
Insurance
in Germany
The most common and legally required healthcare option for students, employees, and families living in Germany.
Your health.
Our priority.
Quality care that protects what matters most.
Why choose public health insurance?
Reliable, legally compliant, and trusted by millions across Germany.
Works for all residence permits
Fulfills all legal requirements for health insurance & long-term care insurance in Germany.
Comprehensive cover
Regardless of the provider you choose, 95% of the coverage offered by Public Health Insurance is defined by law.
Video doctor
Medical advice by phone or video call from English-speaking doctors based in Germany.
Health Insurance Premium Calculator
Estimate your monthly health insurance contribution
Max cap: €5,512.50 / month
Estimated Monthly Premium
Compare top public health insurers
All providers are legally compliant and accepted in Germany.
TK
Die Techniker
Best for
Expats, students, and families
DAK Gesundheit
DAK Gesundheit
Best for
Families and comprehensive coverage
AOK
AOK – Die Gesundheitskasse
Best for
Personal support and local service
Health Insurance in Germany
Flexible, legally compliant health insurance for students and employees.
Fully Flexible Plans
Choose your country, select an appropriate plan, and add optional benefits as available.
Plans that fit your needs →
Complete Health Coverage
From hospitalization and repatriation to everyday medical care — everything you need, in one plan.
Comprehensive protection →
100% Digital Experience
Sign up online, access documents instantly, and manage claims easily from anywhere in the world.
Quick. Simple. Paperless. →
Support Anytime, Anywhere
Our international support team is available 24/7 to assist you in your preferred language.
We're here for you →In only 3 steps secured
Check tariff details
Based on your information, you will find all relevant tariff information on this page.
Complete the application online
You can check and finalize the additional health protection in just 3 minutes.
Peace of mind guaranteed
Enjoy your upgrade to first-class preventative care and health services.
Frequently asked questions
Everything you need to know about statutory health insurance in Germany.