Public Health Insurance
in Germany
Public health insurance is the most common and legally required healthcare option for students, employees, and families living in Germany.
- ✔ Accepted for residence permits
- ✔ Family members included
- ✔ Fixed monthly contributions
- ✔ Access to public healthcare providers
Why choose public health insurance?
Reliable, legally compliant, and trusted by millions across Germany.
Works for all residence permits
Fulfills all legal requirements for health insurance & long-term care insurance in Germany.
Comprehensive cover
Regardless of the provider you choose, 95% of the coverage offered by Public Health Insurance is defined by law.
Video doctor
Medical advice by phone or video call from English-speaking doctors based in Germany.
Health Insurance Premium Calculator
Estimate your monthly health insurance contribution
Max cap: €5,512.50 / month
Estimated Monthly Premium
Compare public health insurance providers
Core benefits are the same — service quality makes the difference.
DAK
Excellent coverage for families
TK
Best service for expats, students, and families
AOK
Personal support across Germany
Expat Health Insurance in Germany
Flexible, legally compliant health insurance for students and employees.
Fully Flexible Plans
Choose your country, select an appropriate plan, and add optional benefits as available
Complete Health Coverage
From hospitalization and repatriation to everyday medical care — everything you need, in one plan.
100% Digital Experience
Sign up online, access documents instantly, and manage claims easily from anywhere in the world.
Support Anytime, Anywhere
Our international support team is available 24/7 to assist you in your preferred language.
Get insurance in 4 easy steps
Fill out your details
Tell us where you’re going and select your package.
Get your quote
Receive your quote in just a few minutes.
Tell us about your health
Complete the online health questionnaire.
Sign up for the plan
When your questionnaire is approved, you’re all set to enroll!
Fill out your details
Tell us where you’re going and select your package.
Get your quote
Receive your quote in just a few minutes.
Tell us about your health
Complete the online health questionnaire.
Sign up for the plan
When your questionnaire is approved, you’re all set to enroll!
Frequently asked questions
Everything you need to know about statutory health insurance in Germany.