The ideal health protection
for employees
Private health insurance offers excellent benefits, stable premiums, and top-rated healthcare — perfectly suited for employees in Germany.
- Better benefits and lower costs
Excellent rates with up to 50% employer contribution - Affordable even in old age
Stable premiums thanks to future-proof calculation - Top-rated private health insurance
95% customer recommendation rate
More control over your private
health insurance
Personalize your coverage with smart add-ons and future-proof benefits.
Premium relief in old age
We offer guaranteed premium relief in old age. Think of it as a savings pot where capital is set aside to reduce premiums later. Best of all, your employer contributes up to 50% of these additional savings.
Daily sickness benefits
Employees are usually covered by their employer for 42 days. To secure yourself against long-term illness, daily sickness benefits step in and compensate for income loss.
No-claim bonus
First Class Pro+ and Business Class Pro tariffs include a no-claim bonus if no benefits are claimed (except dental cleanings, check-ups, and vaccinations) for one year.
Which tariff suits you best
Maximum freedom of choice with first-class medical care.
Standard
- Private or shared room
- Comprehensive outpatient care
- Strong dental benefits
Plus
- Private or shared room
- Comprehensive outpatient care
- Strong dental benefits
Premium
- Private or shared room
- Comprehensive outpatient care
- Strong dental benefits
Get insurance in 4 easy steps
Fill out your details
Tell us where you’re going and select your package.
Get your quote
Receive your quote in just a few minutes.
Tell us about your health
Complete the online health questionnaire.
Sign up for the plan
When your questionnaire is approved, you’re all set to enroll!
Fill out your details
Tell us where you’re going and select your package.
Get your quote
Receive your quote in just a few minutes.
Tell us about your health
Complete the online health questionnaire.
Sign up for the plan
When your questionnaire is approved, you’re all set to enroll!
Frequently asked questions
Everything you need to know about private health insurance in Germany.