Smart health coverage
for employees
Private health insurance offers excellent benefits, stable premiums, and top-rated healthcare — perfectly suited for employees in Germany.
- Better benefits and lower costs
Excellent rates with up to 50% employer contribution - Affordable even in old age
Stable premiums thanks to future-proof calculation - Top-rated private health insurance
95% customer recommendation rate
More control over your private health insurance
Personalize your coverage with smart add-ons and future-proof benefits.
Premium relief in old age
We offer guaranteed premium relief in old age. Think of it as a savings pot when capital is set aside to reduce premiums later. Best of all, your employer contributes up to 50% of those additional savings.
Daily sickness benefits
Employees are usually covered by their employer for 42 days. To secure yourself against long-term illness, daily sickness benefits step in and compensate for income loss.
No-claim bonus
First Class Pro+ and Business Class Pro tariffs include a no-claim bonus if no benefits are claimed (except dental cleanings, check-ups, and vaccinations) for one year.
Which tariff suits you best
Maximum freedom of choice with first-class medical care.
Standard
- Comprehensive outpatient care
- Strong dental benefits
- Flexible hospital options
Plus
- Comprehensive outpatient care
- Strong dental benefits
- Flexible hospital options
Premium
- Comprehensive private coverage
- Private hospital room
- Full dental coverage
- Daily hospital benefit
- Care insurance included
For employees
Designed for you and your needs
Top-rated
95% customer recommendation
Secure & reliable
Stable premiums you can count on
Better together
Employer contribution up to 50%
In only 3 steps secured
Check tariff details
Based on your information, you will find all relevant tariff information on this page.
Complete the application online
You can check and finalize the additional health protection in just 3 minutes.
Peace of mind guaranteed
Enjoy your upgrade to first-class preventative care and health services.
Frequently asked questions
Everything you need to know about private health insurance in Germany.