You work hard.
Your health insurance should too.
We help professionals unlock better care, smarter coverage, and real savings — without paperwork or confusion.
No paperwork • No obligations
Plans We Offer
Carefully selected insurance plans from trusted German providers.
Public Health
Government-backed coverage with broad access and long-term stability.
Private Health
Premium care with faster access and flexible coverage options.
Expat Health
Tailored plans for internationals moving or working in Germany.
Why Private or Expat
Health Insurance?
Lower monthly costs than GKV for healthy, high-earning individuals. English-speaking customer support. Faster access to doctor appointments and private clinics. Fully digital onboarding process. More personalized coverage with optional add-ons for dental, vision, and travel.
Affordable Excellence
Compare insurance options and get started with the plan that fits your needs.
Public (GKV)
Family Coverage
- Covers dependents
- No digital signup
- Accepted for visa
- Limited customization
Full Private (PKV)
Premium Care
- Optional dependents coverage
- Digital signup
- Accepted for visa
- Fast Reimbursement
Expat Private
International
- No dependents coverage
- Digital signup
- Accepted for visa
- Ideal for freelancers and self-employed
Frequently asked questions
Who should consider private health insurance in Germany?
How does InsurBe help with choosing the right private health insurance?
Am I eligible to switch from public to private health insurance?
How quickly can private health insurance be activated?
Does InsurBe provide support after I switch to private insurance?